Terms & Conditions
Consumer Protection Networks (CPN)
Last Updated: March 2026
1. Acceptance of Terms
By accessing or using any services provided by Consumer Protection Networks (“CPN,” “we,” “our,” or “us”), including SMS/text messaging programs, phone communications, email, or digital messaging, you agree to these Terms & Conditions.
If you do not agree, you must discontinue use of our services.
2. Description of Services
CPN provides consumer protection alerts, verification services, informational updates, and optional promotional content through:
SMS/text messages
Phone calls
Digital messaging platforms
Web-based services
Message frequency varies based on your enrollment and preferences.
3. User Eligibility
To use our services, you must:
Be at least 18 years old
Provide accurate contact information
Have authority over the phone number or email address you provide
4. Consent to Communications (Opt‑In)
By opting in, you authorize CPN to send communications to the contact information you provide.
Consent may be obtained through:
Online forms
SMS keywords
Verbal or written agreements
Email requests
Other legally valid methods
Message & data rates may apply.
Your consent is not required as a condition of purchasing any product or service.
5. Opt‑Out and Revocation of Consent
You may opt out at any time using any reasonable method, including:
Replying STOP, UNSUBSCRIBE, END, or similar keywords
Emailing or calling us
Requesting removal during a live call
Using opt‑out links in emails
Under FCC 2025 rules, your opt‑out may apply across all communication channels, depending on your request.
We honor opt‑out requests within 10 days.
We may send one confirmation or clarification message if permitted by law.
6. User Responsibilities
You agree to:
Provide accurate and up‑to‑date contact information
Not use our services for unlawful purposes
Not impersonate another person or entity
Notify us if your phone number or email address changes
You are responsible for any charges from your carrier or service provider.
7. Prohibited Conduct
You may not:
Interfere with or disrupt our services
Attempt to gain unauthorized access to systems or data
Use our services to harass, defraud, or harm others
Reverse engineer or misuse any part of our platform
8. Service Availability & Changes
We may modify, suspend, or discontinue any part of our services at any time without notice.
We are not responsible for:
Delays or failures caused by carriers
Message filtering by mobile carriers or email providers
Network or system outages
9. Disclaimer of Warranties
Our services are provided “as is” and “as available” without warranties of any kind, including:
Accuracy
Reliability
Availability
Fitness for a particular purpose
10. Limitation of Liability
To the fullest extent permitted by law, CPN is not liable for:
Indirect, incidental, or consequential damages
Loss of data, profits, or business opportunities
Delays, delivery failures, or unauthorized access
Your sole remedy is to discontinue use of our services.
11. Indemnification
You agree to indemnify and hold harmless CPN, its affiliates, employees, and partners from any claims arising out of:
Your use of our services
Your violation of these Terms
Your violation of any applicable laws
12. Privacy & Data Use
Your use of our services is also governed by our:
Opt‑In Privacy Policy
Opt‑Out Privacy Policy
Combined Privacy Policy
These documents explain how we collect, use, and protect your information.
13. Governing Law
These Terms are governed by the laws of the United States and the state in which CPN operates, without regard to conflict‑of‑law principles.
14. Changes to These Terms
We may update these Terms at any time.
Updates will be posted with a revised “Last Updated” date.
Continued use of our services constitutes acceptance of the updated Terms.
15. Contact Information
For questions about these Terms & Conditions, contact:
Consumer Protection Networks (CPN)
Email: [email protected]
Phone: 1-507-480-4931
Address: PO Box 8212, Norfolk, VA 23503